Figuring out the nuances of dental insurance can be frustrating. To reduce your confusion, contact our office to speak with our insurance professionals! We are a Cigna preferred provider and our staff is highly knowledgeable of the ins and outs of each Cigna plan. We can make sure that you get the maximum benefit out of your dental insurance.
As an in-network Cigna dental provider, covered dental services will be billed and paid according to your individual Cigna provider plan. This means that if you are a member of Cigna, our office will offer a lower copay than one which is out-of-network. Our experienced financial coordinator is happy to file your claims with Cigna on your behalf, and will work closely with them to ensure everything is taken care of.
Not everyone knows that dental benefits expire at the end of the calendar year. If you don’t use your benefits, you lose them. Our office would hate to see that happen! That’s why our team knows the best ways to help our patients get the most out of their Cigna plans.
Here are some things to know about your dental plans. FYI-these benefits will vary based on the coverage you have. Each plan has different coverage levels and benchmarks required to receive those benefits. All dental plans also have yearly maximum benefits limits which can also impact how much you pay for your treatments. All plans also have deductibles.
– Preventative care like cleanings and x-rays are covered at 100%.
– Minor procedures like fillings are covered anywhere from 50-80%.
– Major procedures like crowns or root canals are covered up to 50%.
– Some plans cover orthodontic treatments like Invisalign.
Please note, to get the most out of your Cigna dental insurance, you need to use a Cigna Preferred dentist or an in-network provider. Not doing so means you will pay a higher amount out-of-pocket and your dental insurance will cover less of the cost of your treatment than they would at a network dentist.
We understand some may have a “To Do” list that is a mile long and that you have very little time to do it. At Sloan Creek Dental, we have tailored our dental office to cater to people like you. If you have other family members accompanying you, we gladly combine appointments into a single visit and provide treatment the same day as the exam when possible. Pain? Emergency? We will make every effort to see you when you need it. Life is busy, so we make it easy to fit an appointment around your schedule.
– Multiple family appointments
– Combine appointments into a single visit
– Get treatment the same day as your exam
– Immediate need with an emergency
– Outside referrals rarely needed
For larger and more expensive procedures, this would be wise. The term for this is called pre-clearance. For pre-clearance, our staff would contact your insurance provider to see how much of the procedure they would cover. This would give you a more accurate picture of what you would owe and it would allow you to better prepare for the expense. Once you have a better picture of what you will be responsible for, you can talk with our staff about the payment options we offer.
One of the best ways to maximize your plan each year is to make sure you schedule your preventative visits in advance. This way, you don’t have to worry about squeezing these in at the end of the year when the office may be overbooked. Also, if it is getting close to the end of the year and you have maxed out your plan’s allowable amount, we can help determine if your treatment can wait until the start of your next plan year. This way we can help keep your out of pocket expenses low and make your treatment cost more affordable.
Personalized dental care for a happy, healthy smile.
Under a Cigna dental plan, you are provided with several comprehensive plans perfect for any budget. At the office of Sloan Creek Dental, most if not all of our dental services are covered by Cigna . From general cleanings to emergency dental care, we have everything our Cigna patient needs to keep their smiles happy and healthy. Our covered services include:
Our staff is committed to providing our patients with the smoothest experience possible in our office. That includes our treatments all the way through handling payments and insurance. We proudly serve the Fairview, Allen, Lucas, McKinney, and Plano area. Contact us today to schedule your appointment and ask us how you can maximize the use of your Cigna plan benefits or other insurance plans we work with.