When you’re at Sloan Creek Dental, our Fairview dentist and team members are always happy to help you process and file your dental insurance claims to maximize benefits. Our staff is highly knowledgeable of the ins and outs of each Cigna dental plan.
If you have a Cigna dental plan or any other dental insurance coverage, let us know when you schedule your first visit here. This allows us to start maximizing your dental insurance from your very first appointment. We can make sure that you get the comprehensive coverage you want to a healthy, happy smile.
As an in-network Cigna dental provider, dental coverage for individuals and families will be billed and paid according to your individual Cigna provider plan. If you are a member of Cigna, our office will offer a lower copay than one which is out-of-network. Our experienced financial coordinator is happy to file your claims with Cigna on your behalf and will work closely with them to ensure everything is taken care of.
Not everyone knows that dental benefits expire at the end of the calendar year. If you don’t use your benefits, you lose them. Our office would hate to see that happen as you pay a monthly premium for your insurance policy. That’s why our team knows the best ways to help our patients get the most out of their Cigna dental plans.
Here are some things to know about your dental plans. FYI-these benefits will vary based on the coverage you have. Each plan has different coverage levels and benchmarks required to receive those benefits. All dental plans also have yearly maximum benefits limits, which can impact how much you pay for your treatments. All plans also have deductibles. In most cases, dental insurance coverage usually breaks down as follows:
– Preventative dental care like cleanings and x-rays are covered at 100%.
– Minor procedures like fillings are covered anywhere from 50-80%.
– Major procedures like crowns or root canals are covered up to 50%.
– Some plans cover orthodontic treatments like Invisalign.
Please note, to get the most out of your Cigna dental insurance, you need to use a Cigna Preferred dentist or an in-network provider. Not doing so means you will pay a higher amount out-of-pocket, and your dental insurance will cover less of the cost of your treatment than they would at a network dentist.
We understand some may have a “To Do” list that is a mile long and that you have very little time to do it. At Sloan Creek Dental, we have tailored our dental office to cater to people like you. If you have other family members accompanying you, we gladly combine appointments into a single visit and provide treatment the same day as the exam when possible. Pain? Emergency? We will make every effort to see you when you need it. Life is busy, so we make it easy to fit an appointment around your schedule.
– Multiple family appointments
– Combine appointments into a single visit
– Get treatment the same day as your exam
– Immediate need with an emergency
– Outside referrals rarely needed
For larger and more expensive procedures, this would be wise. The term for this is called pre-clearance or pre-authorization. For pre-clearance, our staff would contact your insurance provider to see how much of the procedure they would cover. This would give you a more accurate picture of what you would owe, and it would allow you to better prepare for the expense. Once you have a better picture of what you will be responsible for, you can talk with our staff about the payment options we offer.
One of the best ways to maximize your plan each year is to make sure you schedule your preventative care in advance. This way, you don’t have to worry about scheduling last-minute appointments at the end of the year when the office will be busier. If your dental benefits are maxed out before the year is over, we can help determine if your treatment can wait until the start of your next plan year. This way, we can help keep your out-of-pocket expenses low and make your treatment cost more affordable. Here are 4 tips we recommend to maximize your dental insurance.
Personalized dental care for a happy, healthy smile.
Under a Cigna dental plan, you are provided with several comprehensive plans perfect for any budget. At our Fairview dental office, most if not all of our dental services are covered by Cigna . From general cleanings to emergency dental care, we have everything our Cigna patient needs to keep their smiles happy and healthy. Our covered services include:
Our staff is committed to providing our patients with the smoothest experience possible in our office. That includes our treatments all the way through handling payments and insurance. We proudly serve the Fairview, Allen, Lucas, McKinney, and Plano area. Being that every dental insurance plan is different, if you have any questions about your insurance policy, or would like to schedule your appointment, contact our office today!
We’re a proud member of the Fairview, Allen, and McKinney community, and we’re dedicated to supporting our local neighbors. Accepting Cigna dental insurance is one way we support other local businesses, such as the City of McKinney. With your Cigna dental benefits, we welcome everyone to our friendly dental office that’s committed to helping you achieve the best oral health possible.